Debate over the use of credit scores in insurers’ pricing modelsUSA | 14/05/2010
Debate over the use of credit scores in insurers’ pricing models

The Consumer Credit Subcommittee of the US House of Representatives currently discusses whether insurance companies should continue to use individual credit score in their pricing models for property and casualty insurance products to private customers (primarily car insurance).

Cofidis is diversifying into the management of customer filesFrance | 21/03/2002
Cofidis, a French consumer credit company, which is 85% owned by the Trois Suisses group, has recently set up an independent consulting arm: Cofidis Datamining.
A. Poletto, Consum.it

"We covered ourselves from possible mounting credit risk by decreasing our level of acceptance for new applications (...) to market level"

Heinz Gruber, Denzel Bank

"For 2012, we expect the consumer lending market to be pretty stable"

Song Wen Chang, B. Of B. CFC

"The central bank is looking to ease the short-term credit crunch. This represents a great opportunity for consumer finance."

G. Georgakopoulos, Bancpost

"Demand for consumer lending remains luke-warm"

Virginia Moreira, B. Intermedium

"In the coming ten years, I would expect at least 40% of credit and consumption operations to be digitalized"

Focus

  • News: Interview with Mr. Andrea Poletto, General Manager, Consum.it
  • Interview: A. Poletto, Consum.it
  • Surveys : Your opinion counts on Consumerfinance.net!
car loan consumer credit credit credit card credit risk leasing money laundering mortgage mortgage bank online brokerage online credit prepaid card prepaid payment purchasing card real estate real estate loan revolving credit scoring