Interview with Mr. Heinz Gruber, Head of Denzel Bank, AustriaAustria | 16/05/2012
Interview with Mr. Heinz Gruber, Head of Denzel Bank, Austria

"For 2012, we expect the consumer lending market to be pretty stable"

Heinz Gruber, Denzel BankAustria | 16/05/2012
Heinz Gruber, Denzel Bank

"For 2012, we expect the consumer lending market to be pretty stable"

BMW invested heavily in financial services in IndiaIndia | 01/05/2012
BMW invested heavily in financial services in India

BMW doubled the amount it invested in its Indian financial service operation. 

Santander Consumer Finance and Carmaker JAC Motors to partner in Car FinanceChina | 22/12/2011
Santander Consumer Finance and Carmaker JAC Motors to partner in Car Finance

The joint-venture will provide loans though JAC dealerships throughout China.

Introduction of a Cap on Interest Rates Hungary | 15/12/2011
Introduction of a Cap on Interest Rates

Early November, the Hungarian Parliament passed a bill that caps the effective annual percentage rate charged to borrowers.

Irish Life & Permanent to Sell its Car Finance SubsidiaryIreland | 14/12/2011
Irish Life & Permanent to Sell its Car Finance Subsidiary

The company was Ireland's largest car finance provider during boom years.

Santander Consumer Bank Italy raises additional capitalItaly | 14/12/2011
Santander Consumer Bank Italy raises additional capital

In October 2011, the Santander Consumer Finance Group increased the capital of its Italian subsidiary by €215 million.

Subprime lending for car purchase increases in Q3 2011India | 07/12/2011
Subprime lending for car purchase increases in Q3 2011

According to Experian quarterly automotive credit analysis, Indian financial institutions loosened their lending policies for car loans in Q3 2011 and increased their supply to customer segments with lower creditworthiness.

A. Sahasrabuddhe, FamilyCreditIndia | 12/10/2011
A. Sahasrabuddhe, FamilyCredit

"higher interest rates slowed retail car sales"

D. Rebbi, RCI Banque, SpainSpain | 30/09/2011
D. Rebbi, RCI Banque, Spain

"We have to keep investing in new products and adapting our positioning."

A. Poletto, Consum.it

"We covered ourselves from possible mounting credit risk by decreasing our level of acceptance for new applications (...) to market level"

Heinz Gruber, Denzel Bank

"For 2012, we expect the consumer lending market to be pretty stable"

Song Wen Chang, B. Of B. CFC

"The central bank is looking to ease the short-term credit crunch. This represents a great opportunity for consumer finance."

G. Georgakopoulos, Bancpost

"Demand for consumer lending remains luke-warm"

Virginia Moreira, B. Intermedium

"In the coming ten years, I would expect at least 40% of credit and consumption operations to be digitalized"

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